Mirrors of Life!

Mirrors of Life!

Monday, September 7, 2009

The World's Best Retirement Solution

Today when most of us are working in some organisation or the other... One thing never hits our mind... Technically speaking aren't we all working for someone else??? Aren't our efforts being used for someone else's betterment??? BUT, then it all comes down to one reply... that everyone else is doing just the same and we are being paid hefty amounts of cash for it... so half the world can't be wrong, isn't it?
But even the poor momo/dimsum vendor, which can be located in almost every street corner of any developed town of Asia, seems to be more aware of the gravity of it all!!! WHAT???? Are you trying to say that he's smarter than us professionals with fancy degrees and six figure salaries?????? Well may be not educated as well as you are but yes that poor man selling a serving of dimsums for a mere 40 cents is much more practical than most of us.
If you are living in these parts of the world, you might be amazed by the pace at which these dingy stalls are coming up in towns... The Reason: Most of these people were probably working as some low grade chefs in some restaurants or mobile vans getting to do all kinds of work they weren't meant to and still having a fixed pay packet.
Fedup of the work he leaves the job and starts his own stall... Although he just earns as much as he used to do before or maybe even less but the long time returns and satisfaction are much better. This is what most of you corporate executives are probably thinking about these days, but somehow, money and security take precedence in your case and thus you don't leave your job to start your own little venture.
Although I am not against working for big business houses what I want to say needs you to be in a particular state of mind for complete understanding and that is what I think you should be in by now.
So THE WORLD'S BEST RETIREMENT SOLUTION....
Most of you who are reading this are probably working for some corporate giant in your respective industry and probably are married with minimal savings and suddenly have stumbled upon the fact that you don't have much of your productive years left and hence start saving. But before I begin I must tell you this solution is not going to tell you about equity and real estate but something more important. So let's start with a story of a pair of twins: Tim and Tom. Tim and Tom are a pair of twins born to a farmer in country side of Scotland. The farmers wife is an Asian and the family ties are pretty strong among the four. For some reason, Tim is sent to study and is supposed to stay away from home for nearly 25 years. During these 25 years he maintains no contact with his family and poor Tom is left without anyone to play with. Bored and alone he resorts to playing and spending most of his time with his mom while his dad works in the fields. As the years pass by Tim learns a lot and moves a lot in life while Tim is constantly pampered as well as nagged on every little activity whatsoever. As a result tom gats extremely irritable at being constantly realised by his parents that how much has been done by them for Tom and his brother. After 25 years, when Tim returns home all rich and educated, he is unable to believe his eyes. Inplace of the small house there lays a palatial bunglow right in the middle of a sprawling lawn and an enviable garage with fast and luxurious cars. Happy for his family he enters the complex and is greeted by his brother Tom. He sits and asks about the parents but Tom goes silent. On persuasion Tim is told that Tom started a business and was extremely successful yielding 400% growth in the first year of its inception and thus he continued with the project he erned enough to build a place like this for himself and a buy a new apartment in downtown London for his parents. But all those years of nagging had left him emotionally devastated and he could no longer bear the brunt of living in with his parents. Tom used to send them money every month and visited them every quarter. Tim ,although was not that rich and living in a two room apartment on the outskirts of London earning just 1000 Dollars a Month, wanted to make up for all the years of parental love he had missed upon was determined to live in with his family. So he got down to London and took his parents to his apartment and lived with them struggling for money for some time before getting a nice job and a handsome packet.
What was it that made Tom leave his parents and Tim take them home... Well almost 90% of the parents bring up children and invest in their studies, requirements and demands thinking them to be their retirement solution. He is treated not as a person but as an investment machine and just to safeguard their interests they constantly foster the child with the ideas of how much they have sacrificed for their children and how many hardships have they faced just to make the children what they are. This leaves a very bad impression on the young minds and they always bear the thought of giving back all the monetory and physical resources that his parents spent on him as a child. This deprives the family of the ssential feeling of love and belonging and hence he takes on an independent path. So all you parents who want the love and affection of your children when you grow old, its time you telling them what all you sacrificed for them and how much you spent on them and its time to tell them how much you love them. Because, Yes! Children sure are the best retirement solution but if not properly maintained, they might turn out to be the worst one as well!!!